Payfac as a Service for institutions, banks, and fintechs.
Payment infrastructure that runs in the background while your brand stays in front. Acquiring rails, settlement, reconciliation and compliance, exposed as APIs you can build on.
Build payments without building a payments company
Banks and fintechs that try to build acquiring in-house spend years on regulators, certifications, and edge cases. Prophius gives you the rails, the licences and the operational muscle, under your brand or ours, on whatever surface you want to expose to your customers.
Built around the moments that matter
PCI, NDPA and CBN, all of it
Level 1 PCI DSS, NDPA-compliant, CBN-licensed. We're audited; you don't have to be.
Direct connections to schemes
Direct rails to Visa, Mastercard, Verve and NIBSS, and to the major card networks for international flows.
Your brand, our infrastructure
Co-branded or fully white-labelled merchant onboarding, dashboards, and customer support.
Enterprise-grade SLAs
99.99% uptime SLA, 24/7 incident response, and dedicated technical account management for enterprise partners.
The right product for every counter, table, and link
Paygate
The full acquiring stack as an API. Authorise, capture, settle and refund under your brand, in your dashboard, on your terms.
Explore Paygate →Developer Portal
SDKs in JavaScript, Python, PHP, and more. Sandbox keys in 30 seconds; production access on contract.
Visit the Developer Portal →Co-marketing & onboarding
Launch teams that work with your product, marketing, and ops teams to bring merchants live faster.
Talk to a Specialist →